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Abstract
Digitalisasi telah membawa perubahan signifikan dalam cara organisasi mengelola risiko, memunculkan berbagai peluang dan tantangan baru. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi keberhasilan strategi manajemen risiko di era digitalisasi melalui pendekatan studi pustaka. Hasil penelitian menunjukkan bahwa keberhasilan dalam mengelola risiko digital ditentukan oleh integrasi teknologi mutakhir, kepemimpinan yang visioner, serta budaya organisasi yang mendukung inovasi dan pengambilan keputusan berbasis data. Teknologi seperti kecerdasan buatan (AI), analitik big data, dan blockchain terbukti efektif dalam membantu organisasi mendeteksi, mengelola, dan memitigasi risiko secara proaktif. Namun, tantangan utama yang dihadapi organisasi adalah keterbatasan kapabilitas digital sumber daya manusia. Oleh karena itu, investasi dalam pelatihan dan pengembangan keterampilan digital menjadi faktor kunci yang berkontribusi terhadap keberhasilan strategi manajemen risiko. Studi ini menyimpulkan bahwa pengelolaan risiko di era digitalisasi memerlukan pendekatan yang holistik, mencakup adopsi teknologi, pengembangan budaya organisasi yang adaptif, dan peningkatan literasi digital.
Kata kunci: Manajemen Risiko, Digitalisasi, Kecerdasan Buatan, Big Data, Budaya Organisasi, Teknologi, Strategi Risiko
Article Details
References
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References
Booth, A., Sutton, A., & Papaioannou, D. 2016. Systematic Approaches to a Successful Literature Review. SAGE Publications.
Brunetti, F., Matteucci, I., & Salvatori, F. 2020. Digital Transformation And Risk Management: Challenges and Strategies for Companies. Journal of Business Research, 116, 177–185. https://doi.org/10.1016/j.jbusres.2020.05.035
Choi, T. M., Wen, X., & Sun, X. 2021. Risk Management in the Era of Digitalization: An Overview and the Role of Big Data. Decision Support Systems, 138, 113421. https://doi.org/10.1016/j.dss.2020.113421
Fajriyani, D., dkk. 2023. Tantangan Kom-petensi SDM dalam Menghadapi Era Digital (Literatur Review). Jurnal Ekonomi Manajemen Sistem Informasi, 4(6), 1004–1013. https://doi.org/10.31933/jemsi.v4i6.1631
Khoiriyah, N., & Hidayat, W. 2024. Pengelolaan Risiko dalam Menghadapi Tantangan Era Digital Pada Smk Al-Hadi Kota Bandung. 1(2), 91–102.
Gartner. 2020. Top Strategic Technology Trends for 2021. Retrieved from https://www.gartner.com/en/newsroom/press-releases/2020-10-19-gartner-identifies-top-strategic-technology-trends-for-2021
Gartner. 2021. Risk Management for the Digital Age: Evolving Frameworks and Practices. Retrieved from https://www.gartner.com/en/research/risk-management.
Hillson, D., & Murray-Webster, R. 2017. Understanding and Managing Risk Attitude. Routledge.
Jesson, J., Matheson, L., & Lacey, F. M. 2011. Doing Your Literature Review: Traditional and Systematic Techniques. SAGE Publications.
Jia, F., Li, Y., & Chen, Y. 2021. Organizational Culture and Digital Risk Management: Case Studies in China’s IT Sector. Journal of Technology in Society, 65, 101609. https://doi.org/10.1016/j.techsoc.2021.101609.
Putu, D., Mariyani, E., Made Artana, I., & Alam, H. S. 2023. Analisis Strategi Digital Marketing untuk Meningkatkan Jumlah Kunjungan Pasien di Rumah Sakit Ibu dan Anak. Jutisi, 12, 167–176.
Riduan, M., & Riza Firdaus, M. 2024. Transformasi Digital dan Kinerja : Kajian Peran Budaya Organisasi. Jurnal Maneksi, 13(1), 48–58.
Schmidt, C., & Uriarte, C. 2020. AI and Risk Management in Digitalization. Journal of Risk Analysis and Crisis Response, 10(1), 10–20. https://doi.org/10.1016/j.racr.2020.03.005.
Schwartz, J. 2022. Digital Transformation and the New Era of Risk Management. McKinsey & Company. Retrieved from https://www.mckinsey.com/business-functions/risk/our-insights/digital-transformation-and-the-new-era-of-risk-management.
Schwarz, G., Leonard, P., & Manderson, A. 2020. Organizational Resilience and Digital Transformation: The Critical Role of Leadership and Culture. Journal of Strategic Information Systems, 29(3), 101618. https://doi.org/10.1016/j.jsis.2020.101618.
Snyder, H. 2019. Literature Review as a Research Methodology: An Overview and Guidelines. Journal of Business Research, 104, 333–339. https://doi.org/10.1016/j.jbusres.2019.07.039.
Widyaningsih, B., & Afan, T. I. 2024. Peran Manajemen Resiko Dalam Meningkatkan Ketahanan Bank Syariah di Era Digital. Jurnal Masharif Al-Syariah, 9(204), 1459–1470. Retrieved from https://journal.um-surabaya.ac.id/Mas/article/view/22933
World Economic Forum. 2021. The Global Risks Report 2021. Retrieved from https://www.weforum.org/reports/the-global-risks-report-2021.