Refresher education for Credit Union Sumber Sejahtera Cooperative in Banjarbaru

Abstract

This community service activity aims to enhance the understanding of prospective and existing members of the Credit Union Sumber Sejahtera Cooperative in Banjarbaru regarding cooperative values and effective family financial management. Many members still perceive the cooperative merely as a place for savings and loans, without fully grasping its social and economic empowerment role. Therefore, a refresher education program was conducted through a counseling approach involving interactive discussions and participatory learning methods. The material focused on cooperative principles, financial literacy, savings and loan products, and the importance of active member participation in cooperative development. The implementation ran smoothly, with participants showing enthusiasm and active involvement throughout the session. The results indicated a significant improvement in participants’ comprehension of the Credit Union’s functions, as well as an increased awareness of their role in promoting financial independence and community welfare. This activity also encouraged participants to share the knowledge gained with their families and communities, thus expanding the positive impact of cooperative education. In conclusion, refresher education programs such as this are essential in strengthening cooperative member engagement and fostering sustainable economic growth through collective participation and financial discipline.

Keywords: Credit Union, cooperative education, financial literacy, community empowerment, Banjarbaru