- Yulianah, Perbanas Institute Jakarta
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Evi Thelia, STIE Mahardhika
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Sutrisno, STIE Pancasetia
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Melania, STIE Pancasetia
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- M Andri Radiany, STIE Mahardhika
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Jakiroh, STIE Pancasetia
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Fredy Jayen, STIE Pancasetia
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Alvian Ade Erwansyah, STIE Mahardhika
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- Noor Ritawaty, STIE Pancasetia
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
- M Yusuf Alfian Rendra Anggoro Kr, Universitas Muhamadiyah Makassar
- Academic Profile: SINTA | SCOPUS | ORCID | Google Scholar
