Analysis of Kafalah Financing Application Procedure at KSPPS Tamzis Bina Utama KC Kota Magelang
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Abstract
Tamzis is a sharia financial institution that uses a micro-business financing guarantor system using kafalah services, where the policy mechanism in choosing kafalah services is carried out using the concept of benefit and the principle of prudence. The purpose of this study is to find out and analyze how the procedure for using kafalah services in micro-business financing in Tamzis. This study is a library research with a qualitative method. The primary data source in this study is Tamzis' policy product in choosing kafalah services in micro-business financing. The results of this study are the procedures for using kafalah services in micro-business financing in Tamzis, there are two procedures, direct and indirect guarantors. The procedures from the service provider and Tamzis are structured, sequential and clear.
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